Abstract

REUS GONZALEZ, Nadia Natasha; CAMPOS REYES, Víctor; REUS GONZALEZ, Tania  and  MACIAS OCAMPO, Miriam Judith. COVID-19 Effect on Personal Finances in Undergraduate Students. RIDE. Rev. Iberoam. Investig. Desarro. Educ [online]. 2022, vol.13, n.25, e040.  Epub June 12, 2023. ISSN 2007-7467.  https://doi.org/10.23913/ride.v13i25.1311.

The objective of this research was to identify the covid-19 effect on personal finances in undergraduate students at the Centro Universitario de los Altos of the University of Guadalajara. We worked with 342 cases, from which we analyzed tests of statistical independence between variables. Among the main results, it was found that for 49.1 % of the students the income comes from their parents and that more than 50 % of the students had their income affected and their expenses were modified as an effect of the pandemic. On the other hand, a high percentage showed a savings habit (83.6 %), of at least 10 % of their income, although they did not consider having additional savings as an effect of the pandemic. Likewise, 84.5 % of them indicated not having to resort to indebtedness. In sum, the covid-19 effect was negative on student income. Respondents overwhelmingly indicated that expenses increased with the pandemic.

Keywords : financial education; personal finance; financial planning.

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