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El trimestre económico
versión On-line ISSN 2448-718Xversión impresa ISSN 0041-3011
Resumen
MATE SANCHEZ-VAL, Mariluz y RAMON LLORENS, María Camino. La incidencia de los entornos regionales sobre las restricciones financieras en pequeñas y medianas empresas. El trimestre econ [online]. 2016, vol.83, n.329, pp.37-60. ISSN 2448-718X.
This paper highlights the role of the regional heterogeneity in the financial constraints of small and medium enterprises (SMEs). To do this, we develop an empirical application based on a sample of Spanish SMEs and propose a model of financial access that distinguishes between two regions. We obtain estimates using dynamic probit models with panel data. Our results confirm the relevance of including regional differentiation. In particular, we find that in the less developed region, the specific characteristics of SMEs are not as important in determining the likelihood of their being financially constrained as the actual conditions in the region where the company is located.
Palabras llave : financial constraints; regional characteristics; SMEs.