Resumen

ANTONIO-ANDERSON, Ceyla; FUENTES, Elena  y  PENA CARDENAS, Maricela Carolina. Incidence of socioeconomic factors in the financial literacy. Rev. mex. econ. finanz [online]. 2024, vol.19, n.1, e961.  Epub 20-Mayo-2024. ISSN 2448-6795.  https://doi.org/10.21919/remef.v19i1.961.

Objective: Identify the relationship of financial literacy with socio -economic factors. Method: fractional response regression model. Results: Factors with a positive effect included being in a partnership, employment activity, residing in localities with more than 15,000 inhabitants, educational level, and income. Negative effects were observed for the male gender, age, and indigenous language. Recommendations: Incorporate the findings from various studies to design strategies for all segments and age groups of the population. Limitations: Availability of information for rural areas. Originality: Estimation method applied to financial literacy for Mexico and its regions. Conclusions: For financial literacy and its financial components, knowledge and behaviors, the same trend was presented both nationally and regional. Gender was not relevant at the regional level. The region with the highest number of non-significant variables was Region 4, Mexico City. The component of financial attitudes exhibited the most diverse results among the regions, and income does not determine financial attitudes.

Palabras llave : Financial literacy; fractional logit; socioeconomic factors.

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