Resumo

AGUILAR RASCON, Oscar Cuauhtémoc. Micro and small family and non-family businesses in Latin America: Differences in their financial culture. Anál. econ. [online]. 2023, vol.38, n.97, pp.149-161.  Epub 07-Fev-2023. ISSN 2448-6655.  https://doi.org/10.24275/uam/azc/dcsh/ae/2022v38n97/aguilar.

This article evaluates whether the management of financial culture is different between family and non-family micro and small businesses (mypes), then analyzes the financial culture and its impact on productivity in mypes among entrepreneurs who run family and non-family mypes. Quantitative research was developed with an instrument with 57 items which was applied to 34 163 directors of non-family mypes and 7 524 to directors of family businesses, for a total of 41 687 questionnaires to directors of mypes in 160 geographical areas between Mexico, Colombia, Argentina, Peru, and Ecuador. The results show through a difference of means that the financial culture is different between the non-family and family mypes, later through linear regressions it is observed that financial management is the variable that has a greater impact on the productivity of the companies.

Palavras-chave : financial culture; micro and small business; micro and small family business.

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