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Problemas del desarrollo
versão impressa ISSN 0301-7036
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LONDONO-BEDOYA, David Andrés; GARZON-QUINTERO, Claudia Marcela e COLLAZOS-ORTIZ, María Antonieta. The effect of microcredit on Colombia’s GDP, 2005-2018. Prob. Des [online]. 2021, vol.52, n.204, pp.3-34. Epub 06-Abr-2021. ISSN 0301-7036. https://doi.org/10.22201/iiec.20078951e.2021.204.69630.
This article seeks to establish whether microcredit has impacted Colombia’s Gross Domestic Product (GDP) and, if so, to what extent. To determine this, the current article provides a summary of microcredit, its main schools, its critics, and how this line of credit operates at the normative and qualitative level in Colombia. There is also a review of the literature on the financial sector’s impact on GDP. All of the above was tested against panel data analysis at the subnational level in Colombia. Findings showed that microcredit has a negative impact on Colombia’s GDP.
Palavras-chave : microfinance; microcredit; financial system; GDP; economic growth; panel data.